Life Insurance and Financial Solutions

Bay Harbour Financial Services helps educate and guide you through the planning and process of creating a comprehensive insurance and financial playbook. After a thorough analysis to determine your specific needs. we create and implement a strategy to work towards achieving your financial goals.


Our Financial Services

Life Insurance

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A fundamental component of a sound financial plan. We offer a variety of life insurance options including; term life, whole life, universal life, and variable life insurance.

Health Insurance

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We help you find a plan that is right for you and your family. Accidents, injury or sickness can put a significant dent in your pocketbook without the right health insurance plan.

Long Term Care

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We offer addition options to help provide personal and financial protection over the long term. Our plans can provide for the medical expenses of nursing home costs or extended home health beyond a specified period of time.

Retirement Planning

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Supporting yourself and loved ones after you retire requires careful planning and choosing the right approach. We offer plans for individuals as well as employees including 401K, IRAs, Pension Plans and Annuities.

Employee Benefits

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We offer a variety of employee benefit options including group health, life and disability programs that will help employers to attract and retain the best employees. We also offer retirement programs including 401K plans as well as employee funded benefits such as accident, cancer and hospital insurance plans offered through Aflac.

Special Needs Planning

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The Bay Harbour Insurance Agency can assist in planning for the future of dependents with special needs. As part of the planning team we work with special needs and elder law attorneys to help fund trusts and estate plans that are designed to provide for the well-being of your dependents.

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