Patchogue, NY Insurance Coverage Blog

Long Island Boat Insurance: Where to Find Your Perfect Policy

Rick Braile

August 6, 2025

Get peace of mind on Long Island waters. Find your perfect boat insurance Long Island policy, understand costs, and customize coverage.

Insurance agent standing next to a white car with Bay Harbour Insurance logo in the corner.

Drive Smart: Your Guide to Veteran Car Insurance in Long Island

Rick Braile

August 3, 2025

Honoring service: Unlock exclusive savings and benefits on car insurance for veterans. Learn how to get the best coverage and discounts today!

Woman reviewing car insurance rates on tablet while sitting in vehicle

A Practical Guide to Getting Vehicle Insurance Quotes Online

Rick Braile

August 1, 2025

Find the best rates! Learn how to get vehicle insurance quotes online, compare coverage, and save on your policy today.

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Compare the Top NY Car Insurance Companies in Minutes

Rick Braile

July 30, 2025

Explore a detailed comparison of top New York car insurance companies to help Long Island drivers find the best coverage and rates for 2025.

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Who Has the Cheapest Homeowners Insurance in New York?

Rick Braile

July 23, 2025

Looking for affordable home insurance in New York? This blog compares top providers to help Long Island homeowners find the best value coverage.

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10 Reasons Why This Insurance Agency Near You in Long Island Is the One Locals Trust Most

Rick Braile

July 16, 2025

Discover 10 compelling reasons why choosing a local insurance agency near you in Long Island can offer better coverage, service, and savings.

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Secure Your Long Island Business with Professional Liability Insurance

Rick Braile

July 9, 2025

Professional liability insurance helps safeguard New York businesses from claims of errors, omissions, or negligence in their services.

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The Cheapest Auto Insurance Options for Long Island Drivers in 2025

Rick Braile

July 2, 2025

Looking for the cheapest auto insurance in New York for 2025? Explore top budget-friendly options, tips to lower rates, and how to find the best value.

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The #1 Mistake NY Homeowners Make When Choosing Insurance

Rick Braile

June 25, 2025

Many New York homeowners make costly mistakes when choosing home insurance. Learn what to avoid and how to choose the right policy for your needs.

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How Much Should You Really Pay for Auto Insurance in NY?

Rick Braile

June 18, 2025

Curious about the cost of auto insurance in Long Island? This guide breaks down average rates, key pricing factors, and tips to get better coverage for less.

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How Much Does Homeowners Insurance Really Cost in NY?

Rick Braile

June 11, 2025

Learn how much homeowners insurance costs in New York and what factors—like location, coverage limits, and home value—affect your premium.

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Don’t Buy NY Auto Insurance Before You Read This

Rick Braile

June 4, 2025

Before buying auto insurance in New York, learn key tips, coverage options, and common mistakes to avoid overpaying.

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Find the Best Homeowners Insurance in New York — Before You Make a Mistake

Rick Braile

May 28, 2025

Learn what to look for in a New York home insurance policy and how to avoid costly coverage mistakes before you buy.

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Things To Consider When Purchasing Boat Insurance

Rick Braile

March 20, 2025

Choosing the right boat insurance is crucial for protecting your vessel. Learn key factors to consider for optimal coverage.

Young smiling couple working from home, going over paperwork

Insureds, Named Insureds and Additional Insureds – What’s the Difference?

Rick Braile

July 24, 2024

Explore the nuances between insureds, named insureds, and additional insureds in insurance policies, defining their distinct roles and coverage.

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Your Credit Score Can Affect Your Insurance Premiums

Rick Braile

April 19, 2024

Discover how your credit score influences insurance premiums and learn actionable strategies to optimize your rates.

Luxury Home in the Suburbs

How To Save Money On Home Insurance

Colleen Hutchens

December 21, 2022

Learn how to save money on home insurance costs in Patchogue, NY

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Keeping Home Insurance Claims Away During The Holidays

Colleen Hutchens

December 12, 2022

Here are some tips for keeping homeowners insurance claims away during the holidays.

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Common Insurance Valuation Methods Explained

Rick Braile

September 9, 2022

In this post, we will explain the four most common methods of insurance valuation used. Learn more...

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6 Important Coverages To Include When Insuring Your Restaurant

Rick Braile

June 7, 2022

There are some specific insurance coverages that are important to include in your restaurant insurance package. Learn more...

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Why You May Need A Canine Liability Policy

Rick Braile

June 7, 2022

Learn why you may need canine liability insurance coverage.

the basics of homeowners insurance

Homeowner Insurance Basics

Rick Braile

January 18, 2018

Get a better understanding of the insurance coverages contained in a homeowner policy. Learn More...

hurricane impact on homeowners insurance

5 Things You Should Know About Homeowners Insurance

Rick Braile

September 12, 2017

Now that we’re in hurricane season, it’s a good time to take a look at — and better understand — your homeowner policy, particularly its coverage as it relates to hurricanes.

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Your Risks Without Cyber Insurance

Rick Braile

May 14, 2017

Cyber-attacks and other security incidents involving personally identifiable information are increasing.

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Directors And Officers Insurance

Rick Braile

May 6, 2017

When considering whether or not to serve on a board it’s recommended that people make sure that D&O coverage is in place.

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Saving Money With Usage Based Insurance

Rick Braile

April 27, 2017

Many auto insurers now offer discounts in exchange for good driving habits that are monitored...

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