Personal Insurance Solutions

Bay Harbour Insurance takes protecting you and your family seriously. We have the knowledge and experience to provide you with the best in coverage. Rest assured that we have spent time researching and comparing all your insurance options. As an independent insurance agency we can match your needs with the best insurance companies at competitive prices. You will receive exceptional value, education and comprehensive coverage.


Our Personal Insurance Services

Auto Insurance

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In the event of an accident causing damage to your vehicle or injury to you, choosing the right auto insurance is important. At Bay Harbour, we help find the right policy and coverage options to protect you and your drivers.

Home Insurance

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Your home is typically your biggest investment and protecting it in the event of an accident or natural disaster is critical. Keep your memories and possessions protected with the right policy that suits your needs.

Umbrella Insurance

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Sometimes you need just a little more in the case of a financial event that puts your life's possessions in jeopardy. Umbrella insurance can provide coverage beyond the liability coverage provided by your home and auto Insurance policies.

Motorcycle Insurance

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Policies from Bay Harbour are designed to protect your unique possessions and ride from chopper, touring bike, cruiser or street bike. Wherever your ride takes you the right coverage can help you be prepared for what is next around the corner.

Second Home Insurance

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Vacation home or weekend getaway, Bay Harbour can help you protect this valuable asset. Even if occupied less, the coverage you need has to be more specific. Supplemental coverage will also be required if you intend to rent the home out during the off-season.

Boat/Yacht Insurance

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We can help you enjoy your outings on the water whether you have a yacht, sail boat, performance boat, fishing boat, wave runner or jet skis. Boat insurance is a specialized policy that can protect both the vessel and extra equipment such as anchors, canopies or fuel tanks.

Flood Insurance

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Water damage to a home can be significant and is typically not covered by homeowners insurance and in many cases specifically excluded. Flood insurance can be bought that for both your home and its contents.

Travel Insurance

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Travel needs can vary such as; working abroad for extended periods of time, vacation or multiple residences. Bay Harbour can help you choose the plan that will meet your individual needs.

Valuable Items Insurance

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Your homeowner's policy can have special coverage added to it for items like wine, jewelry, coin, stamp, furs and other items. This extra insurance protection is usually inexpensive.

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